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The above calculation and quotation are for reference only and do not include insurance levy collected by the Insurance Authority. The actual premium are subject to multiple factors including but not limited to the issue age, premium payment mode and medical inflation, and shall be determined by YF Life upon policy approval.

^The figures illustrated are based on the current assumed crediting interest rate of 4.25% p.a. (including the current assumed base crediting interest rate of 4% p.a. and the current assumed retrospective additional interest rate of 0.25% p.a.), Guaranteed Special Bonus, current assumed Extra Bonuses, premium paid in full during the premium payment term, and current scale of charges for the plan. The current assumed crediting interest rates are not guaranteed and do not represent the upper or lower limits of the actual rate to be declared. The current assumed crediting interest rates are for reference only. The annual annuity income is calculated based on the accumulated Cash Value, the above selected annuity option, and current assumed annuity rate. The annuity rate is calculated based on the mortality rate, annuity interest rate, expenses, etc. The actual annual annuity income will be calculated based on the annuity rate in effect on the annuity date. The above annuity income is rounded to the nearest integer.

*The actual upper limit of the Issue Age of this plan is 75 whereas the actual premium payment term can be set as 5 to 62 years (Regular Premium) or Single Premium. If you are aged 56 – 75, or you are interested in other premium payment term options, please call (852)2533 5555 for quotation.

^#Total Growth Rate is the quotient percentage resulted from dividing Total Annuity Income by Total Premium Payment.